Cigna Dentist Fort Worth
Learn More About the Benefits of Cigna
If you hold a dental insurance policy through Cigna, you can count it as a valuable asset. Not only can it lower the cost of routine care, but it may also save you hundreds of dollars when your smile needs restorative work. But how can you use your Cigna benefits to the full? Our Fort Worth team is here to help. As an in-network provider, you can rely on us as you seek to maximize the value of your plan.
Cigna Coverage Availability & Fees
Cigna offers several dental plans, and each one is unique. It would be wise to take time to browse your policy information to find out how it works.
In the meantime, here are some general notes about what you can expect with a Cigna PPO plan:
- Preventive care is often 100% covered. This includes services like cleanings, checkups, and routine X-rays.
- Basic services may be up to 80% covered. Tooth-colored fillings and other relatively simple treatments fall into this category.
- Major treatments may be up to 50% covered. Crowns, bridges, and some oral surgeries are classified as major treatments.
Your plan is also likely to enforce:
- A deductible that must be paid out-of-pocket before your benefits kick in.
- A waiting period of 6 – 12 months before you can use certain benefits.
- An annual maximum, which places a limit on what Cigna will pay out in a calendar year.
The Benefits of Seeing an In-Network Dentist
If you have a Cigna PPO plan, you can use your insurance at virtually any dental practice. However, there are real advantages to choosing an in-network provider like Barr Family Dentistry:
- Managed fees: Our contract with Cigna controls the cost of care, which translates into savings for our patients.
- Higher coverage levels: Often, insurance companies provide more robust coverage when you visit an in-network dentist.
- Expertise: We know the ins and outs of working with Cigna. You can rely on us for assistance as you seek preauthorization, file claims, and search for answers to your insurance questions.
Contact our friendly and knowledgeable team today to learn more about how we can serve you!